First Step Savings

Take your first steps with NCB on the path to awesome savings. 
 0-12 years old
$25 to open the account
No service charge
No minimum balance
Standard savings rate applies
10 Punches = $5 reward
Electronic statements required

Financial Goals Savings

While you experience some of life's milestone, let us help you reach your financial goals along the way.
13-18 years old
$50 to open the account
$50 minimum balance to waive service fee
At least one $25 deposit per quarter to receive the reward
Reward will be deposited directly to account based on tiered average balance - see below
Electronic Statements Required

$ 0-$49.99 = no reward
$50.00-$499.99 = $1.00 reward
$500.00-$1999.99 = $5.00 reward
$2000.00-$3999.99 = $10.00 reward
$4000.00- up = $15.00 reward

Statement Savings

A traditional way to save for a variety of needs.
No age requirement
$50 to open the account
$50 minimum balance to waive service fee
Standard savings rate applies

Round Up Savings

We round up your any of your MasterCard debit card purchases to the next whole 
dollar. We will transfer the excess amount from your checking account to your
designated savings account. Learn More Here 

Money Market Savings

You can earn our highest rate of return on this convenient and versatile savings vehicle. Withdrawals can be made personally, by check, or electronically. Restrictions do apply and there is a $2500 minimum balance requirement. Contact us for details.

Christmas Club Account

Make your holiday season more enjoyable and worry free. Let a North Central Bank Christmas Club help you avoid that post holiday cash crunch blues. By saving in manageable weekly payments of your choice you can have the money available when you need it most.

Deposit Rates