Agriculture Financing

In an era of financial consolidation, North Central Bank stands as a model of the independent community bank. Much like the ag producers, businesses, and individuals we serve, our North Central Bank Ag Team takes an individual approach to financing options and financial support services for our clients.

We know we can’t provide meaningful services without having a deep understanding of each ag producer’s needs and goals. That’s why you’ll find a level of expertise and commitment second to none when you bank with us.

Our agricultural real estate loans can be used for expansion, capital improvements, refinancing existing real estate loans, and restructuring debt. They are available with varying maturities and fixed or variable interest rates.

Our ag customers have the added benefit of saving interest expense with North Central Bank sweeps accounts. Your operating line of credit can be hooked up with your checking account so there is no need to call us to let us know that you have written a check. You pay no interest until that check clears and the money is swept from your operating line of credit.

North Central Bank understands the busy lifestyle of a farmer and have created the ability for our loan officers to be 100% mobile. We can be where you need us, when you need us time after time.

Balance Sheet
Cash Flow 

We will work with you to create a financing package that meets your individual needs.

  • Crop Input Loans
  • Operating Lines of Credit
  • Livestock Loans
  • Real Estate Loans
  • Equipment Financing
  • Construction Loans

Our Ag Lender

Deb Schultz
(o) 815-894-2386
(c) 815-440-6708
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