Credit Card


Enjoy the benefit and convenience of a North Central Bank MasterCard®. With a trusted name recognized worldwide, our cards offer competitive rates, local service, and no annual fee.

Three great options all from the bank you know best. 


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Rewards Platinum – unlimited reward points.  Earn one point per dollar on net purchases and redeem them for merchandise, rental cars, travel and more.  Visit cRewardsCard.com for details.1 Plus, 0% introductory APR* for the first 12 months on purchases and balance transfers.  After that, variable rates apply.


Cash Reward Platinum – earn 1% cash back on all net purchases.  Cash rewards never expire.1 Plus, 0% introductory APR* for the first 12 months on purchases and balance transfers.  After that, variable rates apply.

Platinum Edition – no penalty APR and low interest rates.*  Plus, 0% introductory APR* for the first 12 months on purchases and balance transfers.  After that, variable rates apply.

 
 
0% Intro Annual Percentage Rate applies to purchases and balance transfers for the first 12 billing cycles after account opening. When this period ends, your APR will vary based on the highest U.S. Prime Rate published in the Wall Street Journal on the last business day of the calendar month prior to your statement closing date (“Last Business Day”) and apply it beginning with the first billing period following the Last Business Day. We add a margin to the Prime Rate to determine variable APRs. APRs shown here are based on a 3.25% Prime Rate. For each billing period, the APR may increase or decrease with the Prime Rate. Rewards Platinum APRs are currently between 9.99% and 19.99%, Platinum Edition APRs are currently between 8.99% and 18.99%, and Cash Rewards Platinum APRs are currently between 12.99% and 22.99%. Rates are accurate as of April 30, 2020 and are subject to change. To find out what may have changed, contact us or check our website for current rates. If you make a late payment or make a payment that is returned unpaid during the introductory period we may end your introductory APR and apply the standard purchase and balance transfer APR. Balance transfer fees are either $5 or 3% of each balance transferred, whichever is greater. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. Foreign transaction fees, for merchants located outside of the U.S., are (a) 1% of the U.S. dollar amount of the transaction, if converted from a foreign currency, or (b) 1% of the U.S. dollar amount of the transaction, if made in U.S. dollars. Subject to credit approval. This card is issued by TCM Bank, N.A

1 In order to access rewards, your account must be open and in good standing.